Christopher Tan is the Chairman and CEO of Providend Private Limited, a fee-only financial advisory services company. He is often quoted in the local press, as well as financial magazines for his expert opinion on financial matters. Christopher has written 2 books on personal finance matters - the Singapore Master Financial Planning Guide and Estate Planning. Christopher Tan received his Bachelor of Financial Services with honours from the National University of Ireland. He also holds a MBA from University of Warwick and he is also a CFP^CM certificant.

Irene Yap is a lecturing consultant specializing in economics, investment and finance. She has taught at various training institutions and business schools in Singapore at the undergraduate and postgraduate levels. She has also taught a number of professional courses, including the CFA® and the CFPCM certification programs. Previously, Irene spent eight years as an investment strategist and economist at a local bank, with responsibility for global asset allocation. Irene graduated from the National University of Singapore with a B.Soc.Sci. (Hons) degree specializing in Economics and Statistics. She has been a CFA® certificant since 1992.

Roy Chan is a Charterholder of Charter Financial Analyst, Charter Financial Consultant, Charter Asset Manager, Charter Portfolio Manager and Charter Wealth Manager. He is also a Member of CFA Institute (USA), CFA Singapore, Society of Financial Services Professionals (Singapore) and a Financial Services Consultant with AIA. He holds a Bachelor of Business Administration from National University of Singapore. Roy commenced his career 19 years ago in the financial field as a Credit Analyst in Citibank. He moved on to join Schroders Investment Management as an Investment Analyst and progressed to be a Portfolio Manager managing funds for Corporations, Insurance, Pension Funds, High Net-Worth Individuals and Unit Trusts. HE then joined a wealthy family group and managed their overseas direct investment. Backed by his years of investment and business experience, Roy set up his own healthcare group in 1999 and has since grown into a chain og leading medical centers in Singapore today.

Khin Kwee is currently a Senior Training Manager with AIA. He has taught at Singapore College of Insurnace in the areas of risk management, investment planning and retirement planning. He started his career as an institutional dealer for stocks and shares. He advanced to the local banks such as Keppel and OCBC Securities. In 2002 he conducted workshops for the Stock Exchange of Singapore and wrote MCQ questions for Professtional Training Centre. When he worked for the American Express, he constructed and implemented comprehensive financial plans for his clients based on their goals and objectives.

Lye Heng is a CFA Charterholder and a member of Singapore Society of Financial Analysts. He holds a Bachelor of Business from Nanyang Technological University and a Masters of Social Sciences (Applied Economics) from the National University of Singapore. Lye Heng is an authority in the areas of Financial Derivatives Trading, Risk Managing and Product Structuring. He has served as Principal Derivative Trader and Risk Manager for various international banks. Over the years, Lye Heng has also trained extensively in Singapore and overseas. He has trained CFA and CFPCM candidates for the past 8 years.

James graduated with a law degree (LLB Hons) from the National University of Singapore in 1999 and was admitted to the Singapore Bar in 2000. He began practice as a corporate lawyer and has since branched into other areas such as Probate and Estate Planning and Business Succession matters. James is a financial consultant with Providend Pte Ltd and regularly conducts talks for various companies and clients on the area of estate planning. He has been quoted in the local press, Channel NewsAsia, as well as various financial magazines for his expert opinion on estate planning matters and he has also co-authored two books - “Singapore Master Financial Planning Guide” and “Estate Planning Made Easy”.

Jacinta has over 18 years of experience in the field of taxation. She holds a Bachelor of Accountancy (Honours) and is a Fellow Member of the Institute of Certified Public Accountants of Singapore. Formerly a partner in an international accounting firm, Jacinta has extensive experience in assisting companies in structuring employee compensation packages including employee share schemes. Overseas assignment benefits and tax equalization policies. These assignments would often involve Singapore tax implications and implications in various foreign jurisdictions. Her clients included large foreign MNCs headquartered in Singapore. She has also worked with the EDB, IE Singapore on cross border tax issues. The United Nations Conference on Trade and Development engaged her to advise the Mauritius Government on how to attract talent back to Mauritius.